After reading the following websites, I converted my HTML to XHTML and ensured that my ref links were in the head section. Everything works well now with loading CSS files based on browser. If you have IE and FF (or other browsers like I do) then you may test my pages on your browsers. Keep in mind that the backgrounds may not be what I am going to use for the real site but wanted to make sure that they were different for the ie browser.
Research links for browser specific CSS files:
http://www.quirksmode.org/css/condcom.html
http://www.elated.com/articles/inter...onal-comments/
My test page:
http://www.digitaloverlay.com/rd/index2.htm
Thank you for reviewing.
Take care everyone.