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I experienced the same issues lately. I activated my account with a VCC so I can remove the limits of sending and receiving money. Then I asked my mother to open a bank account and a PayPal account for herself. Then I verified her PayPal with her bank account information (yes, PayPal does require that the name in the PayPal account and the one of the bank account holder match fully and as far as I know you can not have a bank account of your name, that's why I did the steps above). Then I sent the money from my PayPal to my mother's PayPal and withdrawn them to her bank account with no problems.
You can do the same, until you reach 18 years and make a bank account for yourself.
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