Herdsman,
If you are a small business more than likely your competition are as clueless as you when it comes to the internet.
More than likely they hired a webmonkey who slapped up a pretty template, took the money and ran. There are very few professionals in this business. This is good for you.
Make it a hobbie to learn how to do this. You put some effort in it and you'll beat the local competition. Start out slow and put a couple hours into it a night. Don't try to take on the world with dreams of getting rich.
Start out but putting up a site that answers all the questions your customers have asked in the past. You don't need, in fact its better not to have a content management system.
Buy a simple wysiwyg editor (Frontpage, expression, etc) and start playing with it. Don't get a complicated editor that takes longer to learn than to build the site itself.
Start out by just making your business name come up in the engines, and then you and the family sit down one night and write down all the "keyword Phrases" you believe people would type to find your product or service.
Example - "widgets bumfu*k, Georgia" - if you want a certain keyword phrase - build a page for it (down the road you can get multiple keywords per page once you get a handle on this stuff, , but for now - one phrase per page) Devote the page to it.
Don't sweat the placement just yet, think of it for now as a service to clients/customers, put the web address in your current ads, business cards, etc.
most of the people posting on webmaster forums are total noobs trying to get a worthless link to their site posted (what the easy way isn't the best way? go figure!) or scammers trying to make a buck (99%) - common sense wins out.
Don't worrry about "linkbacks" they are almost worthless (What say it ain't so - everybody says ... they're noobs or selling links....lol).
PR is a myth, don't bother, use your time more productively - build.
An example of a small business site (ok I'm a retired pro and went a little overboard on this freebie for them) - hey I was bored....lol
But it's an example of getting keywords (targeting) that will attract the kind of people you're looking for - keywords & placement -
http://64.62.146.152/1/keywords.htm (Bye the way this site has a
PR of 0)
make it a hobbie and relax.