Best solution for Credit Card payments

subet · 06-03-2009, 03:26 AM

Hi all,

i have developed a business package. But problem is i need a solution for credit card payments which will work all over the world. I want my customers to be able to receive credit card payments through the website.

Do you know a global solution? Does Paypal do this without visitors (buyers which will pay with credit card) need a paypal account?

Thanks.

**Hades** · 06-06-2009, 05:03 PM

Quote:

Do you know a global solution? Does Paypal do this without visitors (buyers which will pay with credit card) need a paypal account?

Paypal buyers need a Paypal account to pay, but if they don't have it, they are able to create an account by filling only one form.

As for the first question, Paypal is avaiable:
-from the buyers' perspective: your customers can pay from 190 countries. Check this page for more details.
-from the merchant's perspective: the Website Payments Standard service is available in 190 countries, however the Website Payments Pro service is only available in the US. If your company is not based in the US continental territory you won't be able to set up the merchant account.

Sometimes it is recommended to offer more than one payment solution, some buyers might not like Paypal due to past bad experiences. In some e-commerces that I programmed I found that most customers choose not to use Paypal when I give them 2 options.

I've been using Paypal along with ClickAndBuy and Authorize.net on my websites and never had a problem.

subet · 06-08-2009, 02:29 AM

This is not what i am looking for. I know how the users make payment with PayPal. If they are not a paypal member, they have to fill the registration form and then they have to add a credit card and then they have to confirm their credit card with their bank... I already have a paypal method in my website. But this will be a alternative method for the users.

I want to show a credit card informations page, the user will enter his data and will make the payment. It must be that easy. And the seller may be in any country of the world.

Quote:

Originally Posted by Hades

Paypal buyers need a Paypal account to pay, but if they don't have it, they are able to create an account by filling only one form.

As for the first question, Paypal is avaiable:
-from the buyers' perspective: your customers can pay from 190 countries. Check this page for more details.
-from the merchant's perspective: the Website Payments Standard service is available in 190 countries, however the Website Payments Pro service is only available in the US. If your company is not based in the US continental territory you won't be able to set up the merchant account.

Sometimes it is recommended to offer more than one payment solution, some buyers might not like Paypal due to past bad experiences. In some e-commerces that I programmed I found that most customers choose not to use Paypal when I give them 2 options.

I've been using Paypal along with ClickAndBuy and Authorize.net on my websites and never had a problem.

**Cricket** · 06-08-2009, 02:32 AM

Quote:

Originally Posted by subet

This is not what i am looking for. I know how the users make payment with PayPal. If they are not a paypal member, they have to fill the registration form and then they have to add a credit card and then they have to confirm their credit card with their bank... I already have a paypal method in my website. But this will be a alternative method for the users.

I want to show a credit card informations page, the user will enter his data and will make the payment. It must be that easy. And the seller may be in any country of the world.

You have not needed an account with PayPal to use your credit card in many years now. Unless it is perhaps still that way in some countries? Are you in the US?

subet · 06-08-2009, 02:37 AM

Quote:

Originally Posted by Cricket

You have not needed an account with PayPal to use your credit card in many years now. Unless it is perhaps still that way in some countries? Are you in the US?

It is not important that i am in the US or not. I am selling a website package to all over world. I will integrate a payment system to that website package. So the people from all over the world will use this as service seller from that websites i sold. So i need a global solution.

**Hades** · 06-08-2009, 08:59 AM

Quote:

...
I already have a paypal method in my website. But this will be a alternative method for the users.

I want to show a credit card informations page, the user will enter his data and will make the payment. It must be that easy. And the seller may be in any country of the world.

Note that there are 2 paypal services:
-Website Payments Standard, which I suppose is the one you already have (through the paypal screen).
-Websites Payments Pro, that allows you to create your own payment page in your website. I guess that's the one you are looking for, but remember that you can set up that service only if your company is based on the US (and your customers don't need to be in the US).

If you are not in the US I suggest you google "Payment gateways in [YOUR COUNTRY]". Or check the other ones I mentioned in the previous post.

subet · 06-09-2009, 12:16 AM

Thank you Hades, i will check the Website Payments Pro and google for global payment gateways.

entrabnetworks · 06-09-2009, 08:14 AM

I heard that paypal also accpet Credit card

thewebhostingdir · 06-18-2009, 07:29 AM

There are many other payment gateways which are accepted globally. You may use 2Checkout.com.

GBit · 06-19-2009, 01:48 AM

2Checkout is the best, but the problem is that you have to pay 49$ as account setup fee.
While of moneybookers they take commission of 5.5% on each sale.

blazinjewel · 06-19-2009, 02:50 AM

I think you need to create an account with paypal if you want to use it.

JohnAglow · 07-06-2009, 05:53 PM

Paypal is the worst processor. THey hold your funds anytime they want.

thewebhostingdir · 07-08-2009, 10:33 AM

Other than 2Checkout, I would advice you to go for paypal. Paypal is safe and secure.

chigi · 07-15-2009, 03:32 AM

Thanx for the information on other payment alternatives other than paypal

ranvijay · 07-22-2009, 05:29 PM

Paypal never hold the payments .Who told you this.Paypal is the worlds best payment processing gateway for credit cards payment.
From the merchant perspective.You can easily withdraw your funds when it reach$10.But paypal does not provide services to some of the countries like Egypt.But currently proving services to more than 190 countries.Recently it has launched its own Debit card as well.
So I would personally recommend you to go for Paypal rather than choosing,2checkout.com,plimus,alertpay and others.

Ranvijay Singh

replicaprada · 07-23-2009, 09:48 PM

Thanks for your idea

taux credit auto - Taux crédit auto. Comparatif des
offres! Les meilleurs taux crédit auto sont sur le net !

thinkdifferent100 · 08-19-2009, 01:21 AM

hi all. iam new to the forum and iam from egypt. i was wondering how can i get a paypal account here in egypt although my country is not supported some one want to offer me ready (indian , israeli, malysian ) active accounts for 15 USD but what about my IP ....sorry for bothering

pmorrison2588 · 08-25-2009, 09:46 AM

Try Xoom, or VirtualBankCard. They offer these kind of services.

HL-Sean · 08-26-2009, 04:45 PM

We are currently using Paypal and 2checkout to process credit cards. We will be switching to Bluepay.com pretty soon and getting rid of 2checkout. 2checkout transaction fee's are just too much (its something around 5% + $0.30 per transaction)

Bluepay.com is under 2%.

lathrop · 08-29-2009, 01:39 AM

I haven't verified any but I have seen lots of sites using the two listed third party merchants listed below for their payment processing and I will suggest that you do researches on them ffrom reviews to scam reports using search engines and any other place.

AlertPay,
SegPay