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Old 01-16-2015, 10:19 PM
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Cheque Cashing Services

Hi guys,

Cashing a cheque in my country is a damn hassle. First, I need to wait about a month for the cheque to arrive. Then after the check has arrived, I need to wait another one month for my bank to clear the cheque. It's also damn expensive, I need to pay around $20-$30 to cash a cheque.

Now, I saw that there are services out there that can cash our cheque, which we can then withdraw the money using a debit card. One of them that I found is Paxum. I want to ask you guys, have you tried this kind of your services? And do you know other services besides Paxum?

Thanks,
Zaki
 
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Old 01-17-2015, 05:33 AM
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I've never dealt with an online one but local operations always charge a fee also. For the online ones, I bet you must have a valid CC on file in order to get your money before the check clears the issuing bank.
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Old 01-18-2015, 05:03 PM
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Quote:
Originally Posted by mzakih View Post
One of them that I found is Paxum.
You are from Indonesia, why would you use a service based out of Montreal, Canada? No wonder is it expensive for you and they hold your cheques.

If I receive an out of country cheque at the regular bank I have to wait 2-3 months for it to clear, never mind any service charges...
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Old 01-19-2015, 06:01 AM
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Quote:
You are from Indonesia, why would you use a service based out of Montreal, Canada?
You misunderstood my problem. I haven't used Paxum. I still use my bank. The expensive fee is charged by my bank when I cash cheques that I got from my affiliate program.

So I need a solution for this problem. I saw cheque cashing services such as Paxum as one of my solutions. But I haven't used Paxum, because I want more information about this kind of service.

Regards,
Zaki
 
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