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Online Payment Processing Discussions concerning topics related to payment processing, such as merchant accounts, gateways, credit card processing options, PayPal, Google Checkout, 2Checkout, etc.


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Old 12-17-2017, 12:32 PM
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Payment gateway for small transactions

Hello developers!

I am developing a marketplace that will have small transactions, around $10. I am looking for a payment gateway that will charge buyers' credit cards and pay sellers (somehow), passing me a small fee in the process. Or at minimum, a gateway that charges buyers and then I'll handle the rest manually.

The problem is, the standard payment gateways (e.g. Paypal, Stripe, Mangopay..) charge around 3%+$0.30. The percentage part I can live with, but when combined with the 30 cents, the fee amounts to about 6% of the transaction.. which is just too much.
My transactions will all be local (in Switzerland).
Any ideas for more affordable payment gateways?

Thanks!
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Old 12-17-2017, 02:29 PM
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Did you find this comparison site in your search? Compare Payment Gateways in Switzerland

Do you have etransfers in Switzerland? Maybe that would be more economical for you?
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Old 12-21-2017, 08:59 AM
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Thank you!
 
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Old 12-30-2017, 11:33 AM
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Not sure what its like in the big S, but here in the US, we are using a lot of transfers through the mobile app offered by the merchant account services we use. I believe I pay 1.75% + $0.10 for the transaction...

Forwarding pay through direct bank transfers to my employees is free...I just print them their paystub. m

Might be something you look into and see if you can adapt it to your situation??

Just my

Last edited by Mimi99; 12-30-2017 at 11:34 AM. Reason: Grammer
 
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