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There are a few options for you.
1) buy professionally made TOS. There are a few companies out there that have turn key ones ready to buy.
2) have your lawyer write them up
3) ask your hoster if you can use part or whole of their TOS. As long as your a customer, I doubt they would mind.
4) write your own
depending on the host you go with its up to you. I would suggest added that question to your pre-sales question form when you decide which host to order your reseller account through.
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