OK, I managed to find the solution to this one, so here's the heads up...
My pages look like this...
www.example.com/page-name/
This URL has been showing up in SERPs fine.
The pages in the supplemental index look like this...
www.example.com/page-name
I have always known the 2 different URLs will get a different PR, but haven't seen one version go supplemental and the other not. Seems the trailing slash IS a factor to consider when weeding out duplicate content from your site.
Hope this helps someone else pull their site from the supplemental index.