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Old 02-20-2012, 07:01 AM
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methods of payment

What is the best and most secure methods of payment?
 
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Old 02-20-2012, 07:56 AM
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Your question is not clear. Are you talking about a users point of view or that of a website owner who want to accept the payments? If it is a website, what type of users you have and how would you like to manage it - redirecting user to a gateway / accept the cc info at your site. More details needed if you are really expecting answers.
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Old 02-20-2012, 08:52 AM
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I'd say the most secure is to use a thrid party service, like Paypal, 2Checkout, GoogleCheckout etc. This way the security burden is past on to them and you are doing nothing with customer data on your site.
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Old 02-20-2012, 09:43 PM
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Usually credit card payments are fine with me. Paypal I have used and I think their customer service is rather poor but at least there is some protection.
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Old 02-21-2012, 02:54 AM
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This question is a bit ambigious, but if you were to take payments on your website then you would need a valid SSL certificate.
 
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Old 02-21-2012, 05:23 AM
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as for me credit cards is the perfect option for online payments
 
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Old 02-22-2012, 05:19 AM
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Depends really.

But credit cards and paypal are generally those most used.
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Old 03-01-2012, 01:22 PM
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From a website owner/vendor perspective that would have to be wire transfer or Western Union, both eliminate the risk of fraud or chargeback.
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Old 03-02-2012, 10:29 AM
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I only use PayPal for online payments
 
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Old 03-02-2012, 12:03 PM
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methods for online payment? If yes, then i would easily say PayPal first. And next Xoom for international online money transfers.
 
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Old 03-02-2012, 04:16 PM
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I would recommand Plimus, under it you can accept paypal, credit cards, money bookers and banks
 
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Old 03-03-2012, 06:55 AM
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From a vendor point of view I would recommend to offer as many methods of payment as possible as some potential clients might be unable to pay through the usual Paypal or credit cards.
 
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Old 03-05-2012, 04:09 AM
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We use PayPal and 2checkout mainly.
 
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Old 03-05-2012, 07:40 AM
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No doubt, Paypal is the most secure method of payment. highly recommend it to all webmasters.
 
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Old 03-05-2012, 11:37 AM
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Paypal is the best.
 
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Old 03-06-2012, 12:28 AM
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It is probably cheaper to use a third party payment provider than get your own PCI solution. Even with the fees, you as the seller will save huge in costs. I actually like using Paypal for selling AND buying.
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Old 03-12-2012, 06:58 PM
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PayPal and Google Checkout work well!
 
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Old 03-20-2012, 11:46 AM
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If you are looking for protection for both buyer and seller, Paypal is a great medium. But I've found in terms of whats users wants, its easiest for them to just do a straight up credit card transaction.
 
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Old 03-20-2012, 01:14 PM
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We are using Paypal and have had no problems at all. We love the way you can use gredit/debit cards with no paypal account, free stock control, and easy for overseas buyers to use as it uses their currency
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Old 03-20-2012, 03:36 PM
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PayPal is actually the worse. . . just saying.
I stay away from them when I can, I accept it at times.

But in my industry If your serious about your business then you'll be serious about the work you pay me to do. The real world still uses checks / money orders ect.

I haven't had any issue with receiveing $500, or even $2,500 checks in the mail.
Clients feel alot safer if they the NAME of who there doing business with, and they also KNOW THE PLACE there doing business with.

When you deal with online marketplaces and payment gateways you have limited interaction with anybody.

me myself, if i have 20,000$ being held, i rather it be at a place I can go see the cash instead of a number online lol. I've had bad experiences with paypal like anyone else, but they are okay as long as you don't have any scammers.

When your selling a product, they will stick by you a couple times then you take the loss everytime after. It's a big thing these days people get packages and say it didnt what i paid for, ect so as the buyer your obligated to resolve the issue, even if you have a no refund, exchange or certain conditions.

I take partial payments through paypal when needed but it's not my first recommendation.

If your looking for an online payment gateway theres two good ones.
GOOGLE CHECKOUT - rocks.
2Checkout - rocks

If you want something like paypal with more protection, use the above. or atleast try alertpay.

With google, if you ship it, you have a tracking number, thats all they care about. they don't leave room for much issues. I accept about 10 different payment methods, simply becasue you have to do business where your customers do business with.

Don't just settle for PayPal. Alot more options as well.
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